Category: Condo Insurance

When you own a condo, you’ve made a big investment in your property. It’s important to protect that investment with condo insurance. Your condo board and your lender will both require you to have it. But even if neither does, you need this protection and the many types of coverage that come with these policies. When you need condo insurance, give us a call at Covenant Insurance in Pooler, GA. 

Dwelling Protection

The condo is a significant investment and must be covered against damaging events. When a covered event happens, and your condo is damaged, you need this coverage to pay for the necessary repairs. Without this coverage, you might be unable to afford all the required repairs after a disaster, accident, etc. No condo owner should be without this coverage for even a day. 

Liability Protection

This coverage comes with your condo policy to protect you against the high cost of accidents that could happen in your home. You could be liable for the cost if a visitor gets injured while in your home. Condo insurance will pay those medical bills and certain other costs, so you won’t have the financial devastation of paying them yourself. 

Possession Protection

Your most significant investment is next to your home, maybe the things inside it. These possessions need to be protected just like your home. Protection for all your belongings in the condo is included in condo insurance. It’s important to have this coverage in case a damaging incident causes your possessions to be destroyed. 

Get Condo Insurance 

When buying a condo, you can come to us for your condo policy. Call us at Covenant Insurance in Pooler, GA. 

It is essential to secure your condo before leaving for a short or extended time – like summer, as this helps to minimize potential risks to the property in your absence. If you live or work in and around Pooler, GA, the insurance professionals at Covenant Insurance offer this important guidance for securing your condominium before you leave. 

Safety Tips for Securing a Condo

In addition to arranging for a mail hold/forward and shutting down the condo’s water supply, consider these important suggestions:

Lock All Doors & Windows.

Double-check that all windows (including sliders) and doors are securely locked. Consider installing deadbolts.

Inform Neighbors or Building Management.

Let a trusted friend, neighbor, or managerial staff at the condo know of your absence. Give them your contact info and ask them to report suspicious activities or emergencies.

Consider a Security System.

If your condo doesn’t already have a security system (alarms, cameras, motion sensors), installing one may be beneficial as they are more effective and affordable than ever.

Set Timers for Lights & Electronics.

Create the illusion that someone is home by setting light and other electronic timers at different times.

Unplug Unnecessary Appliances.

To save energy (and prevent unnecessary risk,) unplug non-essential appliances, i.e., TVs, computers, etc.

Adjust Thermostat Settings

Set the thermostat to a higher temperature to save money.

And don’t advertise your absence on social media until you return home and remember to comply with specific condo regulations regarding security and a temporary absence.

Reach Out To Us

If you live in the greater Pooler, GA area and would like additional information on how condo insurance can protect you, your belongings, and your investment, contact us at Covenant Insurance.

When you are a resident in the Pooler, GA area, it would be a good idea for you to invest in your future and own your own home. A great housing option for many here is to purchase a condo. If you choose to purchase a condo, getting a condo insurance plan continues to be a necessity and should be a top priority.

This coverage is necessary for various reasons

Stay in Good Standing

A good reason for you to have a condo insurance plan is so you can remain in good standing with any obligations. If you are going to purchase a condo in Georgia, you need to make sure that you know your obligations when it comes to your home association and any mortgage you take out. In most cases, this will require you to maintain a full condo insurance plan at all times. With this coverage, you can meet those agreement requirements. 

Protect Yourself and Assets

It is also helpful to have condo insurance so you can protect yourself and your assets. Those that are going to purchase any type of condo will be making a big investment and they will also have personal items stored within it. At the same time, you will take on liability risk. If you maintain condo insurance at all times, you can protect yourself and your assets. 

Get Coverage For Your Condo 

It is a very important responsibility to carry a condo insurance plan if you own a condo in the Pooler, GA area. Once you are ready to start looking for coverage, you can call the team with Covenant Insurance. The teams with Covenant Insurance offer the support necessary to build a condo insurance plan that will meet your needs and keep you in good standing moving forward.