If you don’t have motorcycle insurance in Georgia or South Carolina, you must find another way to prove to the state that you are financially responsible. You may provide a certificate of proof or have a bond issued by an authorized surety company. The easiest way to prove financial responsibility is by having insurance.
To meet the requirements in Georgia or South Carolina, you need to have a specific amount of coverage for an accident that involves two people or more, or a specific amount for one person. You also need to have insurance for property damage as well.
Having the minimum coverage can be expensive, especially if you are a new driver, but there are also some benefits to getting more coverage. An agent at Covenant Insurance will research options and identify a policy that best suits your needs.
Collision coverage can help cover damages that occur when your motorcycle is involved in a collision with another vehicle, a mailbox, or stationary object.
Comprehensive coverage will cover any damages that occur due to theft, vandalism, or a natural disaster.
Parts and equipment coverage is limited through both comprehensive and collision coverage, so adding accessory coverage to your policy will elevate your coverage.
Custom parts and equipment coverage is usually one of the least expensive types of insurance you can add on, and it can be worth it if you have put a lot of work into your bike and have custom equipment.
Uninsured/underinsured motorist coverage will be beneficial should you be involved in a collision with someone who doesn’t have adequate insurance or any insurance at all. This insurance will pay for any damages and medical bills that occur.
Contact Covenant Insurance, serving Georgia and South Carolina, to get a quote on motorcycle insurance today!
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